Car Insurance

Car Insurance

While liability insurance is required to drive on public roads in Minnesota, there are a lot more coverage options to consider when crafting your insurance plan. For example, the minimum amount of liability coverage required by the state is usually not the appropriate amount to properly protect your family and assets. In addition, if your vehicle has a loan, the bank will likely require physical damage coverage to ensure they receive compensation in case the vehicle is destroyed.

Working with an experienced agent will help you avoid many common coverage pitfalls that only a seasoned professional will be aware of. Working with an independent agent will help you avoid overpaying for the coverage you need.

The BlueJay Way

Insurance Plans Crafted To Protect Your Family

Our number one priority is protecting you and your family. That means crafting custom insurance plans designed around your risk exposure and using insurance companies with a proven track record of stepping up when it comes time for a claim.

Partnered With 20 Top Insurance Companies

Getting quotes is simple & efficient because we do all the work for you. BlueJay Insurance Agency will compare rates with top providers and tailor a plan specific to your needs and wants.

Coverage Available

Vehicles Covered:

  • Cars – Typical personal automobiles.
  • Trucks – Light & heavy duty pickups.
  • Classic Cars –  Antique, exotic, & collectible cars.
  • Vans – Cargo vans, minivans, & full-size vans.
  • Commercial Vehicles – Any vehicle that’s used for a business.
  • Specialty Vehicles – Food trucks, etc.
  • And more

Insurance Types:

  • Liability Coverage – Pays when you’re liable for damage to others.
  • Comprehensive Coverage – Physical damage coverage for non-collision losses.
  • Collision Coverage – Coverage to repair your vehicle when you’re at fault.
  • Uninsured Motorist Coverage – Covers you in case the other party isn’t insured.
  • Underinsured Motorist Coverage – Covers you in case the other party isn’t insured well enough.
  • Personal Injury Protection – No fault coverage for medical bills & lost wages.
  • Roadside Assistance – Covers jump starts, tows, & more.
  • And more

Savings Options

Discounts Available:

  • Paid in Full – Save around 5% by paying your premium up front.
  • Multi-Policy – Package your policies with one carrier for bigger discounts.
  • Multi-Vehicle – Pay less by keeping all your vehicles on one policy.
  • Good Student – Grades pay. Students with a 3.0 GPA qualify.
  • Education – Earn discounts for college degrees.
  • Defensive Driving – Drivers over 55 can attend class to earn this.
  • And more


Custom Car Insurance Plans That Fit Your Lifestyle

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